Different Money Mindsets
Letting Go of My Money
Day 2 of 7 · Sunday 22 March 2026
Scripture reading
“The thoughts of the diligent tend only to plenteousness; but of every one that is hasty only to want.”
Proverbs 21:5, KJV
“He that is faithful in that which is least is faithful also in much: and he that is unjust in the least is unjust also in much.”
Luke 16:10, KJV
Teaching lesson
One of the realities Joshua and I had to face in our marriage was that we approached money very differently.
Joshua was a spender, while I was a saver.
In everyday life, those differences became very clear. Joshua would use the credit card freely, and over time it led us into debt. It reached a point where we had to make a serious decision, and I still remember the moment we went to the bank and cut up the credit card.
That was the beginning of change for us.
Before that turning point, our differences often led to constant arguments about money and financial decisions. It created frustration and tension because we were not aligned in how we handled finances.
But sometimes it takes a difficult experience to bring clarity.
When we found ourselves in debt, Joshua also discovered that I had savings set aside, which helped to rescue us during that time. That moment shifted something in our relationship.
It helped him begin to trust my approach to finances more, and it helped us move from conflict to cooperation.
We learned that different financial personalities are not the problem, lack of understanding is.
When a couple chooses to understand each other instead of competing with each other, those differences can actually become a strength.
Together
Your challenge
Talk about your financial strengths as individuals.
Identify how each of your perspectives can work together instead of against each other.
On your own
To reflect on
- Do I appreciate my spouse’s financial perspective, even if it differs from mine?
- Have our differences created tension, or are we learning to work together?
- How can I better support financial unity in our marriage?
Prayer focus
“Lord, help us to understand and appreciate the differences between us.Teach us to work together in unity and to use our strengths to build a stronger future.Remove tension and replace it with trust, wisdom, and cooperation.In Jesus’ name, Amen.”
With love and prayer,Sharlene
Vividly in Love offers encouragement and practical tools, not counselling. If your marriage is in a season that needs professional support, Sharlene’s counselling practice, Vivid Resolutions, works with adults and couples across the Caribbean.
This is not a crisis service. Emergency contacts vary across the Caribbean. If there is immediate danger, contact your local police or ambulance service. In Trinidad and Tobago: Police 999, Ambulance 811, or 800-COPE (2673) for a mental-health crisis.